When Commonwealth leaders gathered in Apia, Samoa, in October 2024, they had three candidates to choose from to succeed Patricia Scotland — all from Africa, under the informal convention that it was the region’s turn. They chose Ghana’s foreign minister, a politician with long experience of regional diplomacy and a reputation as a pragmatic dealmaker.

Who is Shirley Botchwey?

Born in Accra, Botchwey spent years in Ghanaian politics, serving as a member of parliament and then as foreign minister from 2017, where she was closely involved in West African regional diplomacy and Ghana’s relations with the UK, Europe and Asia. She arrived at Marlborough House with a clear message: the Commonwealth had to show results, not just words.

“It is a great honour to be the first African woman to serve as Secretary-General,” she said on taking office. “The challenges we face are real and serious… together, we are more than equal to them.”

How was she chosen?

Three candidates, all from Africa, stood to succeed Patricia Scotland: Shirley Botchwey of Ghana, Joshua Setipa of Lesotho and Mamadou Tangara of The Gambia. The selection followed the Commonwealth’s usual process — candidates are nominated by their governments, set out their vision to member states, and the final decision is taken by heads of government in a restricted session at CHOGM, with the host leader identifying the candidate with the strongest support. Leaders meeting in Apia, Samoa, chose Botchwey on 25 October 2024.

Her experience as foreign minister was an important part of her case. During her time in that role, Ghana served a term on the United Nations Security Council in 2022–23, and she was deeply involved in West African diplomacy through ECOWAS — experience of multilateral negotiation that translates directly to leading a 56-member organisation.

What are her priorities?

From her first day, Botchwey set out three main goals:

• Trade, investment and connectivity as the route to industrial development and inclusive growth — “so no country is left behind”.
• Climate action, which she calls “the greatest challenge of our time”, alongside reform of the international financial system so that small and vulnerable states can access the finance they need.
• Skills and opportunity for women and young people — important in a Commonwealth where the majority of the population is under 30.

She has also pushed to modernise the Secretariat itself through what she calls “faster, smarter partnerships”.

What has she achieved so far?

According to the Secretariat’s review of her first year, milestones include:

• The Strategic Plan 2025–2030, approved by member countries in September 2025, built around democratic, economic and environmental resilience.
• The first-ever Commonwealth Business Summit, held in Namibia in June 2025.
• Almost US$600 million in climate finance unlocked through the Commonwealth Climate Finance Access Hub, with more advisers embedded in member governments.
• Training for public debt managers from 16 Caribbean countries with the IMF, and wider use of the Commonwealth Meridian debt management platform.
• New partnerships with the International Trade Centre and the UN Office for Outer Space Affairs, and a renewed partnership with the World Health Organization.
• The launch, in October 2026, of the Commonwealth Investment Platform, showcasing more than 60 investment-ready projects from 20 member countries.

“Our mission cannot be fulfilled by words alone,” she said at the one-year mark.

Who is in her senior team?

In 2026 the Secretariat appointed two Deputy Secretaries-General to support her: Ambassador Tanmaya Lal of India as Deputy Secretary-General (Programmes), leading work across democracy, economics and the environment, and Tania Baumann as Deputy Secretary-General (Corporate), responsible for finance, people and operations. The split reflects her focus on both delivering programmes and running a tighter, more accountable organisation.

What does she want from CHOGM 2026?

Botchwey promised a “game-changing” summit in Antigua and Barbuda, built around the theme “Accelerating Partnerships and Investment for a Prosperous Commonwealth”. Her bet is that the Commonwealth’s relevance will be judged by investment flows, trade deals and practical support for small states — not by the length of the communiqué. The summit also brings difficult conversations, notably Caribbean calls for reparatory justice, which she must help keep within a constructive Commonwealth process.

What challenges does she face?

She leads a membership with very different expectations — from large economies wanting value for money to small states wanting louder advocacy. She also leads at a time of geopolitical fragmentation, when multilateral organisations everywhere are under pressure to prove their worth.

Frequently asked questions

Who is the current Commonwealth Secretary-General?

Shirley Ayorkor Botchwey of Ghana has been Commonwealth Secretary-General since 1 April 2025.

Is Shirley Botchwey the first woman to lead the Commonwealth?

She is the first African woman. The first woman to hold the post was Patricia Scotland, who served from 2016 to 2025.

How long is a Commonwealth Secretary-General’s term?

A term is four years, and a Secretary-General may serve a maximum of two terms.

Related on CWN Times: CHOGM 2026 opens in Antigua · Patricia Scotland’s legacy · The future of the Commonwealth

Open banking has moved from experiment to infrastructure. In July 2026, Open Banking Limited announced that UK open banking had passed one billion payments, with more than 40 million payments in June 2026 alone. Variable recurring payments — which let customers authorise ongoing payments from their bank — grew 6.7% in a single month.

How does open banking payment work?

At checkout, the customer chooses “pay by bank”, selects their bank and approves the payment in their banking app, usually with a fingerprint or face ID. The money moves over the Faster Payments network directly into the business’s account. No card details are entered or stored.

How do open banking and cards compare?

When does open banking make most sense?

• Higher-value payments, where percentage-based card fees become expensive
• Invoices and B2B payments, where a payment link is faster than manual bank transfer
• Subscriptions and memberships, using variable recurring payments
• Cash-flow sensitive businesses that benefit from instant settlement

Where did UK open banking come from?

Open banking in the UK was not a purely commercial invention. It was created after a Competition and Markets Authority investigation into retail banking concluded that competition needed a boost. The CMA required the nine largest current account providers — often called the “CMA9” — to open up secure access to customer accounts through standardised technology interfaces (APIs), with the customer’s consent. The service went live in January 2018, alongside the EU’s second Payment Services Directive, which introduced similar rights across Europe.

Pay-by-bank payments run on the UK’s Faster Payments system, launched in 2008, which is why money usually arrives within seconds rather than days.

What are the practical drawbacks?

Open banking is not a perfect substitute for cards, and it is worth being clear about the trade-offs:

• Refunds are not automatic in the way card refunds are. Businesses need a process to send money back, usually by bank transfer.
• Customer habit still favours cards and digital wallets. A pay-by-bank button that customers do not notice or trust will not be used.
• Payment limits set by individual banks can affect very large payments.
• In-person use is less developed than online. Some providers offer QR-code payments at the till, but contactless cards and phones remain the norm in shops.

How can a small business get started?

1. Ask your current provider. Many card acquirers and e-commerce platforms now offer pay by bank as an add-on, so you may not need a new contract.
2. Check authorisation. Open banking payments are initiated by firms authorised or registered by the Financial Conduct Authority as payment initiation service providers. The FCA register shows who is permitted.
3. Start where it matters most. Add pay by bank to invoices or high-value orders first, and measure take-up before rolling it out everywhere.
4. Explain it to customers. A short line such as “Pay securely through your banking app” increases confidence.

Frequently asked questions

Is open banking safe for businesses?

Yes. Customers approve each payment inside their own banking app with strong authentication, and no card details are shared with the business.

How many open banking payments are made in the UK?

Open Banking Limited reported in July 2026 that UK open banking had passed one billion payments, with more than 40 million payments made in June 2026.

Do open banking payments have chargebacks?

No. Open banking payments do not carry card-style chargeback rights, which reduces disputes for businesses but means customers rely on other protections.

Related on CWN Times: Card processing fees in the UK: a plain-English guide

The Commonwealth has had only seven Secretaries-General in more than six decades. The first two held the job for a quarter of a century between them, and much of what the Commonwealth is today — an association of equals with its own voice — was shaped in those years. This is the first of a CWN Times series on the people who have led the Commonwealth Secretariat.

Who was the first Commonwealth Secretary-General?

Arnold Smith, a Canadian career diplomat who had served in Moscow and Cairo, became the first Secretary-General when the Secretariat was created in 1965. He arrived to find no building of his own, a small staff and a British establishment that was not entirely comfortable with the idea of an independent Commonwealth official. For its first years, the Foreign Office did not even invite the Secretary-General to the Queen’s annual diplomatic reception — a slight the Queen herself corrected in 1968.

Smith’s quiet achievement was to establish that the Secretariat served all members, not London. That mattered enormously in his decade, as newly independent countries in Africa, Asia and the Caribbean joined and the Commonwealth’s centre of gravity moved south.

What did Arnold Smith achieve?

• Holding the club together over Rhodesia. Smith took office as white-minority Rhodesia declared unilateral independence in 1965. African members were furious with Britain’s response, and the crisis threatened to break the Commonwealth apart. Smith worked to keep the argument inside the family.
• The Singapore Declaration (1971). Leaders set out, for the first time, a shared statement of Commonwealth principles — including racial equality, opposition to colonial domination and support for representative government.
• Technical co-operation. In 1971 the Commonwealth Fund for Technical Co-operation was established, allowing members to share expertise with one another — a practical tool that still operates today.

Who was Sonny Ramphal?

Sir Shridath Surendranath Ramphal, known universally as “Sonny”, was a Guyanese lawyer and former foreign minister who served as Secretary-General from 1975 to 1990 — still the longest tenure of anyone in the post. He was the first Secretary-General from the developing world and the Caribbean, and he brought a sharp legal mind and a gift for public advocacy. He died in August 2024, aged 95, and was mourned across the Caribbean and the Commonwealth as one of its great statesmen.

How did the Commonwealth fight apartheid under Ramphal?

Ramphal made opposition to apartheid in South Africa the Commonwealth’s defining cause. Key moments included:

• The Gleneagles Agreement (1977), in which Commonwealth governments agreed to discourage sporting contact with apartheid South Africa — a powerful symbolic blow in sport-loving countries.
• The Lusaka meeting (1979), which helped lead to the Lancaster House talks and Zimbabwe’s independence in 1980.
• The Eminent Persons Group (1986), a high-level Commonwealth mission to South Africa whose findings strengthened the case for sanctions — often against the strong resistance of the British government of the day.

These were not cost-free positions. Ramphal’s Commonwealth repeatedly found itself at odds with London, and he was willing to let that tension show. Many historians credit the Commonwealth’s pressure as one of the international forces that helped bring apartheid to an end.

Why do small states owe so much to Ramphal?

Coming from a small Caribbean country, Ramphal understood that tiny island economies faced risks that large countries rarely considered: a single hurricane, a commodity price shock or an external debt crisis could wipe out years of progress. Under his leadership the Commonwealth produced influential work on the vulnerability of small states and argued for their special treatment in global economic policy. That advocacy remains one of the Commonwealth’s most distinctive contributions — today 33 of its 56 members are small states.

Ramphal was also a leading voice on the wider global stage, serving on the Brandt Commission on international development and later co-chairing the Commission on Global Governance.

How was the Secretariat created?

The decision to create a Commonwealth Secretariat was taken by prime ministers at their 1964 conference in London, and the new body was established the following year. Until then, Commonwealth meetings had been organised largely by the British government. The newly independent members of Africa, Asia and the Caribbean wanted an organisation that belonged to all of them equally — and the choice of a Canadian, rather than a Briton, as the first Secretary-General sent a clear signal about that intent.

Smith’s decade also saw the creation of practical programmes that still exist in some form today, including the Commonwealth Youth Programme, established in 1973 to support young people across member countries. After leaving office he set down his experience in a memoir, Stitches in Time: The Commonwealth in World Politics (1981), still a valuable account of how the modern Commonwealth took shape.

What other milestones came under Ramphal?

• The Lusaka Declaration on Racism and Racial Prejudice (1979), in which Commonwealth leaders committed to work for the eradication of racism.
• Global development thinking. His work on the Brandt Commission contributed to its influential 1980 report, North–South: A Programme for Survival, which argued for a fairer global economic system.
• Global governance. After leaving the Secretariat he co-chaired the Commission on Global Governance, whose 1995 report Our Global Neighbourhood set out ideas for reforming international institutions.

He remained an active public figure for decades, including in university leadership — he served as Chancellor of the University of Warwick in England and of the University of the West Indies — and as a respected adviser to Caribbean governments. When he died in 2024, tributes came from across the Commonwealth, with leaders describing him as one of the Caribbean’s greatest statesmen.

Frequently asked questions

Who was the first Commonwealth Secretary-General?

Arnold Smith of Canada was the first Commonwealth Secretary-General, serving from 1965 to 1975.

Who was the longest-serving Commonwealth Secretary-General?

Sir Shridath “Sonny” Ramphal of Guyana served the longest, from 1975 to 1990. Since 1993, Secretaries-General have been limited to two four-year terms.

What was the Gleneagles Agreement?

The 1977 Gleneagles Agreement was a Commonwealth commitment to discourage sporting contacts with apartheid South Africa.

Related on CWN Times: Anyaoku, McKinnon and Sharma · The Commonwealth’s greatest successes · Inside the Commonwealth Secretariat